First Cap Property Solutions

Your trusted partner for California Property coverage

First Cap Property Insurance Solutions (First Cap) is a San Diego, CA based MGU with a focus on niche property products. Our management and underwriting team have a long history in the property marketplace dating back to the 1994 Northridge Earthquake. First Cap has and continues to identify underserved areas in which we feel we can bring value to both our retail and carrier partners. This value proposition is based on coupling our experience with modern technology to help us navigate some challenging dynamics in the current environment.

Dwelling Fire

We are a resource for risks that have for various reasons, found their way into the California FAIR Plan due to non-renewals or standard carriers exiting the California market. Using cutting-edge underwriting tools and software, First Cap Property Insurance Solutions is looking to identify good risks at lower premiums and delivering essential coverage to your clients at a competitive cost.

Homeowners

In addition to our FAIR Plan alternative, we offer the following product lines:

  • Homeowners
  • Condiminium
  • Renters
  • Secondary Homeowners